KreditFunds will not charge you to use its services. KreditFunds offers you flexible personal loans with a repayment term of 3 months to 6 years, with a minimum APR of 7% and a maximum APR of 35%. For example, if you request a loan of €5,000 to be repaid in 24 months, €4,825 will be credited to your bank account (€5,000 minus the management fees of the financial institution, which in this case will be 3.5% of the total amount). The total amount to be returned will be €5,482.17 with an APR of 9.38%. Offer pending study by the financial institution and signing of the contract.